बीमाकृत (en. Insured)

The sum insured is determined on the basis of the outstanding loan.

Additional sum insured in case of accidental death.

Compare Insured Declared Value (IDV).

Apart from Medical Benefit, ESIC also provides sickness, disablement, dependants, maternity, and unemployment allowance benefits to the insured persons.

The contract of insurance is the contract between the insured and the insurance company.

How much should you be insured for?

It must be established by the insurance company that the breach was on the part of the insured and that it was the insured who was guilty of violating the promise or infringement of the contract.