Découverts (en. Discovered)

/dek.u.ʁɛ/

Meaning & Definition

EnglishFrench
noun
Amounts of money that a bank lends to a customer beyond what is already available in their account.
He has overdrafts on his account when he spends more than he has.
Il a des découverts sur son compte lorsqu'il dépense plus que ce qu'il a.
Financial situation in which an account shows a negative balance.
The overdraft should be avoided if possible, as it incurs fees.
Le découvert est à éviter si possible, car il entraîne des frais.

Etymology

Comes from the verb 'to discover', meaning to make visible, or to bring to light.

Common Phrases and Expressions

to be overdrawn
To be in a situation where the account balance is negative.
être à découvert
to make an overdraft
To accept an amount borrowed from the bank beyond the available balance.
faire un découvert
bank overdraft
The credit granted by a bank on a checking account.
découvert bancaire

Related Words

balance
Difference between debits and credits on an account.
solde
bank
Financial establishment that can grant overdrafts.
banque
credit
Amount of money lent by a financial institution.
crédit

Slang Meanings

To have empty pockets.
After my vacation, I am overdrawn and have empty pockets.
Après mes vacances, je suis à découvert et j'ai les poches vides.
To be in the red.
I am in the red at the bank after all these expenses.
Je suis dans le rouge à la banque après toutes ces dépenses.